If you are looking for a credit card, then might be a tough job for you unless and until you try hard to impress your lender that you  are a good risk. Finding a good credit card with low interest rate is too difficult. Here are some suggestions that will help you in  getting your [...]

While many of you have been offered tips on investing, this may be the first time you’ve gotten tips on what’s commonly known as TIPS—Treasury inflation-protected securities. Introduced by the U.S. Treasury in 1997, TIPS are fixed-income securities, sold in multiples of $1,000, whose principal value is indexed to the Consumer Price Index (CPI). This [...]

A second type of bond investment that might make sense for you— especially if you’re in a high tax bracket—is tax-free municipal bonds. When you buy a muni, your interest is generally free of federal income tax, and if the bond was issued by your state of residence, you generally won’t have to pay state [...]

We don’t want to get too tricky (because we really do believe in keeping bonds as simple as possible), but there is one strategy, called laddering, that can help stabilize the bond portion of your portfolio—much as dollar-cost averaging helps even out the price fluctuations in your stock portfolio. Here’s how it works: Instead of [...]

Intelligent investing is all about balance, If you look back at the various model portfolios on pages 79-SO, you’ll notice right away that more conservative the plan, the larger the percentage of bonds, This is because when done carefully, investing in bonds can provide a dependable stream of income and greater price stability, But you [...]

A concentrated equity position occurs when an individual stock makes up more than roughly 20% of your total portfolio. The danger is that the performance of your entire portfolio may be significantly affected by that stock, and as a result you may be exposed to more risk than you are comfortable with. This concept holds [...]